Baby Step 1 & Budgeting Lesson 1
Discover what this whole plan is really about and take your first step toward financial peace. Learn how to create and stick to a budget and build your starter emergency fund!
Video
Action Items
Set up your Ramsey+ Membership.
Your Ramsey+ membership is the one-stop shop for everything you need to win with money—tools, education, custom recommendations, financial coaching and more! Be sure to answer every question that pops up in your membership—your answers help us personalize your plan and give you a great picture of where you stand today.
Download & create a budget with EveryDollar App.
Your Quick-Start Budget was a great way to get the hang of budgeting. Now you’ll create a zerobased budget with EveryDollar. Married couples, don’t forget the Budget Committee Meeting. And singles, show your budget to your accountability partner. If you need extra guidance, watch the budgeting videos in your membership!
Save money in Baby Step 1
It’s time to draw a line in the sand! If you’re on Baby Step 1, see how much money you can save in just one week and then track your savings progress in Ramsey+. If you’ve already got your $1,000, well done! Move on to the next Action Step.
Complete your Financial Snapshot via the FPU Member page.
Read "The Powerful Zero-Based Budget" on Page 26 of your FPU Workbook.
Want a quick refresher on how to easily make a zero-based budget with EveryDollar? Read on!
Frequently Asked Questions
You can review the list of supported banks here.
Rachel Cruze has an example of a budget on YouTube. For a more comprehensive suite of articles, you can visit the Ramsey+ Learning Catalog.